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Better Business Bureau: Beware disaster schemes
Posted: 04.24.2009 at 11:43 PM
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MYRTLE BEACH, SC -- Natural disasters, such as the current  wildfires, can often bring out the best in people, as strangers reach out to  help others in need. Unfortunately, the aftermath of a crisis also brings  out persons who take advantage of those who have already been victimized.

"In the wake of damage that will be left behind by the recent fires, the  Myrtle Beach area is particularly vulnerable to fly-by-night contractors who  attempt to take advantage of an already tragic situation," said Kathy  Graham, Better Business Bureau (BBB) president.

Some of the most common "post-disaster" scams involve home and property  repairs. The BBB offers the following tips to home and business owners who have suffered property damage in the wake of the recent wildfires:

-Although you may be anxious to get things back to normal, avoid letting your emotions get the best of you. Don't be pressured into making an immediate decision with a long-term impact.

-Check with your insurance company about policy coverage and specific filing requirements.

-For major permanent repairs, take time to shop around for contractors, get at least three competitive bids, check out licenses, references and contact  the BBB (www.bbb.org) for a report on the business.

-Be leery if a worker shows up on your doorstep to announce that your home is unsafe. If you are concerned about possible structural damage in your  home, have an engineer, architect or building official inspect it.

-Be wary of door-to-door workers who claim to have left-over repair materials from a job "down the street", or who do not have a permanent place of business.

-Prepare a written contract agreement with anyone you hire. It should specify the work to be done, the materials to be used, and the price breakdown for both labor and materials. Review it carefully before signing.

-Any promises made orally should be written into the contract, including warranties on materials or labor.

-Never pay for all repairs in advance, and do not pay cash.

-Review all documentation before signing on the dotted line and before making any payment.

Disaster victims should never feel forced to make a hasty decision or to choose an unknown contractor. When in doubt, contact the BBB.

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